Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Mar 28 2016, 02:16 PM
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#1
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Senior Member
1,345 posts Joined: Jun 2006  
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I have a friend who getting house loan.
Loan amount RM800k, but he is getting about RM300k cash next year after his project done. So question is, can he loan RM800k first and adjust the rate lower by putting RM300k cash into the pool of loan next year? Some recommend him to get semi flexi loan but basic loan has lower rate right? Guys, please advise. |
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Mar 28 2016, 02:46 PM
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#2
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Senior Member
1,345 posts Joined: Jun 2006
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QUOTE(lifebalance @ Mar 28 2016, 02:27 PM) Your friend can loan the 800k first and then use the 300k to reduce the interest by putting into the loan account to offset the principal amount. What bank do you carry? Let me check with him. As long can get good rate. As most of the banks now offer 4.4 - 4.5.Semi flexi or full flexi is okay as long as the account gives you the flxibility to withdraw. Let me know if your friend would like me to help him to apply the loan.  |
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Oct 20 2016, 09:31 AM
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#3
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Senior Member
1,345 posts Joined: Jun 2006
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Guys,
Any recommendation for Loan banker officer to recommend? Currently already applied thru PBB direct officer not broker. PM me ya. |
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