Mortgage Loan Package Inquiries

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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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coolguy_0925	Mar 12 2025, 07:35 PM Return to original view \| Post #1
Look at all my stars!! Senior Member 4,537 posts Joined: Jan 2003	QUOTE(nexona88 @ Mar 12 2025, 05:15 PM) Malaysian is really pampered alot... I mean everything use debts.... Don't have $$$ but wanted to egos show off to people around.... From iPhone to cars & house... That is why we said that lifestyle of Malaysians are sustained by debt Basically everything from what you mentioned until furnitures, water dispenser etc also can instalment Reading those asking for advice saalry RM7k but need to take personal loan then you will slap your own forehead You will notice in their list of expenses sure have CWAY C*KOO instalment Can retire when 60yo?
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coolguy_0925	Mar 12 2025, 08:05 PM Return to original view \| Post #2
Look at all my stars!! Senior Member 4,537 posts Joined: Jan 2003	QUOTE(nexona88 @ Mar 12 2025, 07:50 PM) Well... Malaysia is having one of the highest debt rates among the households.... Survival based on debts all the way.... Cannot retire when 60yo confirm... Need to work till death... Too much debts.... EPF also cannot help.... That's why keep asking for special withdrawal all the time non stop... Buy first house also cannot afford... Need 110% loans 😜 Exactly, need EPF special withdrawal to fund lifestyle or festive celebration But also need people like them otherwise ekonomi tak jalan If everyone like me drive old car, use phone as long as possible, eat nasi campur... ekonomi runtuh liao If buy house need 110% loan I strongly, sincerely suggest postpone the idea and continue renting Otherwise next sure complain bank blood sucker paid until die still paying interest nexona88 liked this post
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coolguy_0925	Mar 12 2025, 08:17 PM Return to original view \| Post #3
Look at all my stars!! Senior Member 4,537 posts Joined: Jan 2003	QUOTE(nexona88 @ Mar 12 2025, 08:10 PM) But according to some... You can get 100% loans "indirectly" if you buy house from directly from developers... 😁 Malaysia apa apa lobang pun ada 'Cashback' from loan pun ada That's why 110% loan is possible, can renovate & buy expensive furnitures to show off nexona88 liked this post
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coolguy_0925	Mar 12 2025, 09:11 PM Return to original view \| Post #4
Look at all my stars!! Senior Member 4,537 posts Joined: Jan 2003	QUOTE(nexona88 @ Mar 12 2025, 08:46 PM) If life get hard.... Cry mother father like no tomorrow... Property market is being powdered by debts.... Without them, sure GG one... Banks survival also depends on these groups.... All kind of loans given out to sustain... and that is also another reason why it is a no no to up OPR many will GG nexona88 liked this post
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coolguy_0925	Mar 12 2025, 10:14 PM Return to original view \| Post #5
Look at all my stars!! Senior Member 4,537 posts Joined: Jan 2003	QUOTE(nexona88 @ Mar 12 2025, 09:51 PM) BNM gave assurance OPR would be maintained for 2025... They says inflation & economy growing well enough... One of the reasons why property market still okay 👍 wow I didn't follow this news macam ni indirectly helping developer & banks to push more business this year leh! nexona88 liked this post
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