Hi,

I would like to know if it is possible if I take a home loan under my name and the property under my wife name? Basically is it possible for the loan and property to be of different names? Thanks!

Can someone advise how is the best way to prove to bank that I collect rental income from my property without having a holding Sdn. Bhd. company? Say I have a second property under my own name and I collect rental from it. I would like to use the rental income to help me secure another loan for another property. I am already a salaried employee paying income tax. Hence, will the rental income be taxed as well? Thanks!

This post has been edited by charlz: Jan 18 2016, 04:16 PM

Stamped by who? Thanks for the feedback.

My rental income is RM1,700 any idea how much is the LHDN stamping fee?

Ok thanks!

May I know how's the financing like for an uncompleted property? Never purchase uncompleted before, how's the procedure like to purchase uncompleted or near completion property? Can we get the bank loan and what are the repayments like? Thanks in advance!

Hi guys,

Currently I'm having a CIMB Flexi loan of about 320k on a residential property. If I dump in 200k onto this flexi loan, may I know how it will affect my repayments? Will I still be paying the same monthly amount and the tenure be shorten or will my repayments be lessen and tenure remains the same? Also, the 200k which I dumped in can easily be withdrawn partially or fully whenever I please right? Thanks in advance!

Thanks for the reply, wouldn't the loan tenure decreases since more money is paid to the principal? Hence, the loan should finish faster.

Would like to know how do property investors qualify for so many loans? If your salary is fixed with increments annually, how does an average working person with one job is able to obtain more loans for his/fer future property purchases? What more to say full time investors who do not have any full time jobs, how do they obtain loans for their property purchases without the salary slips etc. Thanks!

3. THere's so many ways to do it, even if you are employed to a 9-5 job, you could be investor getting lots of loan and invest multiple units at a time. All you need is technical knowledge in how to do it. <--- where can I get more info on this technical knowledge seems like investors only talk about how to generate passive income through rental, zero down, motivated sellers, capital appreciation etc... not much info on how to qualify for bank loans for your property portfolio (not referring to your first home loan), I'm talking about getting loans for your second, third, fourth, fifth property which will exceed your average 9 to 5 job salary....