Hi All,

Currently looking for loan 560K to buy my first property ...
Below is my question to the loan thingy, currently there is 2 bank which i am looking at CIMB & OCBC :

CIMB - 4.45% normal base rate
OCBC - 4.85% ( fix rate for the next 3 years ) or 4.65 % normal base rate

So my question is .. good to go with fix rate or go with the normal base rate?

Thanks in advance for the answer