Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Apr 1 2015, 03:03 PM
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#1
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Senior Member
3,091 posts Joined: Jan 2003 
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guys wanna get some opinion,
currently i have a housing loan @ RM909 per month with outstanding balance of RM100k with house value of RM500k im interested to purchase a RM500k property, issit wise to refinance the current house and settle the RM100k and pay the remaining RM400k to the new house? The remaining balance will be settle via cash and EPF, possible to go this way? i got no other loan thanks |
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May 21 2015, 10:09 AM
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#2
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Senior Member
3,091 posts Joined: Jan 2003
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guys if i want to refinance my housing loan from company to other banks, whats the process & interest will be like?
looking at RM100k for 10 years |
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May 21 2015, 04:08 PM
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#3
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Senior Member
3,091 posts Joined: Jan 2003
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QUOTE(ims2628 @ May 21 2015, 12:41 PM) From company to others bank? yeah, thinking of moving on from the company |
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Nov 12 2015, 10:48 AM
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#4
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Senior Member
3,091 posts Joined: Jan 2003
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hi guys, got offered by RHB on RM688000 full flexi loan package for 35 years.
Minimum CLTA required RM10k for 10 years what is is CLTA compared to normal MRTA? and BR of 4.4% is normal? thanks |
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Nov 13 2015, 09:18 AM
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#5
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Senior Member
3,091 posts Joined: Jan 2003
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QUOTE(Madgeniusfigo @ Nov 12 2015, 10:58 PM) Dear bee bee, Thanks for your reply, it is a lump sum payment which is included into loan, the coverage is over 10 years.CLTA? it could be another nick name for MRTA, rebranding happens always in finance line. are you paying CLTA in lump sum figure? 1. For Rm688,000, effective lending rate of 4.4% is good enough. Consider the best in town rate, it can go lower to 4.37-4.35, but it really depends on your profile. thanks |
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