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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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azam_halim
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 Feb 24 2015, 01:50 PM
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Hi all...need some advise before approaching banks..me and my wife is planning to buy an apartment (thinking to buy from current house owner - currently renting)..value should be around 180k-200k..the thing is, i am under akpk
we were thinking to mortgage my wife's land (under her name) to bank to secure a housing loan..is it possible? the land is a tanah pertanian..about 1 acre plus
wife salary is only 2k without commitment..can i help out by withdrawing my account 2 kwsp?
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azam_halim
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Feb 24 2015, 05:05 PM
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QUOTE(ims2628 @ Feb 24 2015, 02:39 PM) 2k salary should be no problem for the apartment loan if apply under your wife name but depends on bank. if my wife apply loan for the apartment, can i withdraw my epf to reduce the loan amount? |
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azam_halim
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Feb 25 2015, 12:25 PM
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QUOTE(ims2628 @ Feb 24 2015, 08:13 PM) Can. EPF Website here http://www.kwsp.gov.my/portal/documents/10...13_Jun_2014.pdfOne spouse can withdraw from EPF to help the other spouse to reduce the Housing Loan Refer to the above doc. Thanks to https://forum.lowyat.net/index.php?showuser=581831 " cfa28 " thanks..but the link is broken.. as far as i understand, if the house loan is under both name (joint loan), can withdraw from kwsp...but i am under akpk which afaik i cant make loan untill i settle the programme..  |
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