Ambank seems very aggressive as their offer is below 4.3%. I have taken their offer and opened a current account with ATM card as for loan purpose. Every month need pay RM10 for current account service charge. Is this considered full flexi loan?

This post has been edited by autodriver: Jul 7 2015, 02:08 PM

how to categorize semi flexi and full flexi?

I heard from my banker said if semi flexi is open a saving account / loan account and the money put inside can only withdraw with given notice of 2 days or 1 week. If full flexi I have to open a current account where I can own a ATM card to withdraw money and cheque book as well. The money I put into the current account can offset the interest of my property loan interest. e.g. I borrow 500k and I have 100k in my current account, then the bank will charge me interest based on 400k instead of 500k.

This is what I being told by the banker.