Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Apr 9 2015, 01:12 PM
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#1
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Junior Member
78 posts Joined: Jun 2011 From: money-sa advanced  
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Any expert knows how long can hold to sign letter of offer once received? got an offer at 4.40% for 35 years for 90% financing..want to try other banks...
somemore if i i signed letter offer than latter decided to choose other bank, can or not? other security docs have not signed yet... |
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Apr 9 2015, 03:09 PM
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#2
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Junior Member
78 posts Joined: Jun 2011 From: money-sa advanced
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QUOTE(fusionnetx @ Apr 9 2015, 02:22 PM) hey can share which bank? i got 4.85 thru cimb yellow bank...  |
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Apr 9 2015, 04:31 PM
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#3
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Junior Member
78 posts Joined: Jun 2011 From: money-sa advanced
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QUOTE(ims2628 @ Apr 9 2015, 04:23 PM) Loan figure? You can request banker write in appeal letter and extend the LO date RM570K |
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Apr 9 2015, 04:50 PM
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#4
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Junior Member
78 posts Joined: Jun 2011 From: money-sa advanced
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QUOTE(ims2628 @ Apr 9 2015, 04:34 PM) This figure can appeal until 4.35-4.4 if your grading is good. 4.4 actually not bad offer already Oh ok probably will try to appeal together with extension of LO....  how about my other question?can I choose not to take loan (or sign the loan agreement)once LO has been signed? any cost to me? |
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Apr 9 2015, 05:09 PM
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#5
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Junior Member
78 posts Joined: Jun 2011 From: money-sa advanced
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QUOTE(ims2628 @ Apr 9 2015, 04:55 PM) Yes penalty is stated in your LO. When you sign LO the banker didn't explain all the details to you? 😰 Oh, not yet sign..just got the LO today..havent read all the annexures... |
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