Dear Time Walker,

To settle PTPTN issues, there's 2 ways:

1. Visit a PTPTN centre and ask for PTPTN debt restructuring, they will help you restructure your payment for the debt. However, you would need to pay off a certain amount of the outstanding loan, before they allow restructuring to take place. After that, they will provide you a letter of restructuring, 4 pages. Bank will calculate your installment based on the payment stated in the letter.

2. Visit PTPTN centre, and settle the outstanding amount. After that, they will provide you a letter of settlement.

With above methods, will enable your loan to approved, given that PTPTN is the only obstacles.

Cheers

2 ways

1. Settle the outstanding

2. Get a restructure letter from PTPTN

Then your problem is solved. If need detailed, feel free to text me

Remember to update me later =)