guys, it capped for the 3rd house 70% of loan, but what if 1st house is residential and 2nd is commercial, does the 3rd residential house still 70%?

"If a person has 2 or more existing residential mortgage loans, LTV is capped at 70% for the next housing loan

Bank Negara does not impose a LTV cap on commercial property loans. However, it is more common to get only 85% margin of finance as banks are more cautious in financing commercial properties.

http://loanstreet.com.my/learning-centre/m...4w8I.dpuf"

aiyo..... why the bankers no tell me this..... thanks ya