Yes, subject to minimum MYR 600K

age?
commitments?
Yes it's lifted, however subject to the bank's discretion

for the same coverage amount and same coverage tenure, MRTA premium between different bank can be huge difference? any specific details i need to clarify with banker?

Bank A offer 3.7% with 62k MRTA premium
Bank B offer 3.8% with 38k MRTA premium
both cover 25 years and 100% loan amount

Bank B is actually nego from 3.9% to 3.8%, but i figured out the premium with the salesperson, there are some "optional" benefits which cost around 20k extra on the premium
based on current 2.75%

just received a +1.00 (3.75%) and a +1.03 (3.78%) for a 1.35mil loan, 35yrs..

we can give you the *lowest* rate, but that also depends on your profile.

Hi.

Bank Muamalat Islamic Offers me as follows:

Double-Storey Terrace
90% financing: RM 540,000.00
Semi-Flexi
MRTT: RM 28,735.35
Legal fees (Between Bank and Borrower): RM 14,000.00

Monthly RM 2,616 for 35 years at 4.1 % profit margin (they used the term profit margin instead of interest to make it looks halal)

4.1 % = SBR % + 1.35%
          = 2.75 % + 1.35%

Is it good?

if i am high risk borrower why other banks doesnt require 200k and yet provide better rates and approve my loan?

hi guys, first home buyer here.

let’s say if the bank’s MRTA only covers up to 20 years, i can repurchase the insurance in my 21st year with them?

thanks for the calculation, forgot to mention the 3.8% interest rate bank will give me 2% rebate worth about 18k if I go with them. So just wanna know if there is an increase in BLR, how would that affect the overall repayment? lets say they increase another 0.25 or 0.5 for the years to come. Would it still be sensible to take the one with 3.8%?

Thanks!