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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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Sammie7
post May 22 2020, 04:50 PM

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Hi I got a question.

During the MCO period I've told my bank I want to continue my loan payment instead of taking the moratorium. The bank staff told me that I just need to continue my payment as usual if I wish to opt out.

So I paid my loan as usual last month, but I realized that my outstanding amount remains the same despite I made the payment (although the remaining installment period is minus by 1 month).

There is also another amount called "paid off amount" which is differ than the outstanding amount. the paid of amount is reduced after I made my payment.

what is that suppose to mean?

Thanks sifus.
Sammie7
post May 23 2020, 02:41 PM

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QUOTE(lifebalance @ May 23 2020, 11:35 AM)
You are suppose to confirm an agreement whether to continue or not in your bank online account.
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Rhb is automatically applied. We have to opt out ourselves. And that's the answer (my previous post) I received when i ask the staff at branch. My online bank account doesn't say anything.
Sammie7
post May 27 2020, 04:41 PM

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Joined: Feb 2012
QUOTE(RAGALIA @ May 26 2020, 10:14 AM)
Hi, may i know how you opt out for the moratorium? Because my RHB loan currently show installment due as RM0.
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that's the problem. I'm getting diff answer from branch staff/customer service/ppl i know who work in banking.

I'm having the same situation as you. That's why trying to get the right answer as well.

 

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