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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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Relianne
post Sep 9 2025, 04:18 PM

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66 posts

Joined: Dec 2020
Can't decide whether to go with MBB maxiHome Easy (interest only for first 5yrs) or Maxihome (full flexi)

Maxihome
Loan-1,218,096
Vf-3,700
Tenure-35 years
MRTA-12,093 (15 years cover 1,233,889)Min

Total Loan-1,233,889
Monthly-5,136



Maxihome Ezy

Loan-1,218,096
Vf-3,700
Tenure-35 years
MRTA-15,369 (15 years cover 1,237,165)Min

Total Loan-1,237,165
First 5 years interest only-3,636
After 5 years-5,591
Relianne
post Sep 18 2025, 09:25 AM

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Junior Member
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Joined: Dec 2020
QUOTE(kslim888 @ Sep 12 2025, 04:19 PM)
Any reason why RHB since the interest rate is higher? Or is it purely for the Banker's service
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I would go for whichever is Full Flexi. It should also ideally reduce the monthly mortgage payment amounts if there is any prepayment into the loan.

 

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