Anyone recently apply bsn youth home 100loan, can share the experience?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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Mar 12 2020, 08:50 PM
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#1
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Junior Member
523 posts Joined: Jun 2009 |
Anyone recently apply bsn youth home 100loan, can share the experience?
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Jun 19 2020, 11:36 PM
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#2
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Junior Member
523 posts Joined: Jun 2009 |
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Jul 6 2020, 06:35 PM
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#3
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Junior Member
523 posts Joined: Jun 2009 |
Anyone can advise, if after bank approved loan and signed loan agreement, after that can the bank says not to give me loan?
Because I plan to get house loan before resign from my work. Buying a subsale unit. This post has been edited by Nicklly: Jul 6 2020, 06:36 PM |
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Jul 8 2020, 09:17 PM
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#4
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523 posts Joined: Jun 2009 |
Can anyone advise if loan outstanding 300k semi flexi account and I put in 300k, monthly I still need to pay?
The monthly repayment is 1250. |
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Jul 14 2020, 05:00 PM
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#5
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523 posts Joined: Jun 2009 |
I got reply from banker
Loan 315k Mrta 15k Total 330k Interest 2.9% Tenure 35yrs Anything more I should check or clarify with banker? |
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Jul 16 2020, 07:58 PM
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#6
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Junior Member
523 posts Joined: Jun 2009 |
Anyone had experience which working in Singapore, then bank approve your loan and the process to get the loan stuff settle in singapore?
Which is the process, cost and etc that happen? |
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Jul 21 2020, 03:56 PM
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#7
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Junior Member
523 posts Joined: Jun 2009 |
Dear expert,
Can joint name loan to do restructuring? Especially Ambank |
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Aug 1 2020, 12:35 AM
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#8
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523 posts Joined: Jun 2009 |
Anyone know that if the mortgage loan with mrta, after that do top up loan will it affect the mrta? Or just the top up amount either no mrta or with mrta for the top up amount?
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Aug 1 2020, 01:04 PM
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#9
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523 posts Joined: Jun 2009 |
QUOTE(vinceleo @ Aug 1 2020, 09:56 AM) Usually surrender insurance, the value would be a lot a lot lower in return. vinceleo liked this post
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Sep 8 2020, 12:17 AM
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#10
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523 posts Joined: Jun 2009 |
QUOTE(@secret@ @ Sep 3 2020, 02:34 PM) A basic background U won't regret? All u investment capacity go to one property then need to handle find agent find tenants etc πFirst time home buyer Net income: RM4.3k Commitment free Looking to get a condo priced RM699K to be completed 2023. HLB offered 90% loan 33 years Interest rate: 2.96% 3 yrs lock in period Semi Flexi Any sifu got any feedback on this loan offer? |
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Sep 9 2020, 06:41 PM
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#11
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Junior Member
523 posts Joined: Jun 2009 |
QUOTE(@secret@ @ Sep 9 2020, 01:22 PM) Powerful πͺπ»πͺπ»ππ»699k 90% monthly need 2.5k? + Maintenance 250? + TnB + water + WiFi + Indah water + fire insurance + cukai pintu + cukai Tanah + mrta/mlta Really salute with your decision based on your net income and get this property.. |
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Sep 28 2020, 05:54 PM
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#12
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523 posts Joined: Jun 2009 |
Who have experienced signing bank loan documents in Malaysia high commission in Singapore ?
My banker till I wanna sign those documents already still don't know how to advice me.. those documents are with me but banker don't know which one need high commission witness...β¦.... |
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Oct 13 2020, 06:48 PM
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#13
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523 posts Joined: Jun 2009 |
Any experience after signing acceptance letter from bank and signed loan legal documents all settle but loan haven't disbursed yet because buying subsales leasehold serviced apartments.
Can I go get personal loan? SGD 3k income wanna loan RM100k 5years repayments |
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Oct 13 2020, 10:23 PM
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#14
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523 posts Joined: Jun 2009 |
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Feb 16 2021, 08:28 PM
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#15
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523 posts Joined: Jun 2009 |
Any sifu expert here?
What is the process for subsales purchase as in below scenarios 1. I am buyer and my loan approved now lawyer asking bank to pay to vendor bank balance and what are the next steps after this? 2. so after bank pay to vendor's bank balance, I will need to serve progressive interest instead of monthly installment? 3. usually when will the last payment are paid to vendor so I can get the keys and start to pay monthly installment? my lawyer told me they have ask bank to do first release to clear vendor bank balance on 15th Feb 2021 and expect bank to process in 2weeks time after bank checks on the documents. |
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Feb 18 2021, 08:22 PM
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#16
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Junior Member
523 posts Joined: Jun 2009 |
Any Sifu expert over here know about below query
- First home purchase by right entitled for exemption on stamp duty in term of all stamp duty like spa, mot but however due to first purchase the land not under residential title but is commercial(serviced apartment), will next purchase on residential title property will entitled for the stamp duty waiver? |
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