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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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K4iz3n
post May 14 2015, 08:56 PM

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Just wondering for loan of RM1.1 million, what kind of interest rate I should expect?
Also if a bank offer 4.xx rate, can I negotiate lower rate and how long will it take for them to reconsider?
K4iz3n
post May 19 2015, 10:06 PM

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I have a Islamic home loan approved by Maybank. In the LO it does not state any early termination. When I asked Maybank I was told since it is Islamic loan, there is no early termination penalty. I am concern that it is not mentioned in the LO, that it is silent, it could mean anything later if I want to pay early. Should I insist to have early termination clause in the LO?
K4iz3n
post May 15 2023, 07:58 PM

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Which bank giving the best rate now after the OPR increase?

 

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