total legal fees, spa legal fees, valuation fees all will charge 6% GST applicable for commercial title not for residential if not mistaken

Details:
Bank package: hsbc home smart fully flexi
House: subsales, still not changed to my name yet
Bank just release partial money to owner, and start charging me the so called projected interest. I would like to pay principal n the interest together since i have extra cash in hand.

I Called to customer service the gal said cannot. Must wait for full released only can pay them the principal.
Can somebody advice on this? Thanks so much!!

Hi sifus and fellow bankers..

Just wanna check on the procedure of loan repayment. Lets say currently the property i am purchasing is still building, 10% progress only, when bank releases the first 10% payment to developer, can i opt to start paying the repayment of the full loan amount, rather than interest of the 10%?

Most people pay interest of the amount being released to developer, until VP, then only start paying for loan repayment. I wanna save up on interest so wanna start paying now, possible to be done?