Hi fellas,
Affin Bank
Loan amount 804,195
Tenure 34 years
Interest rate 3.95%
should consider? is it reasonable?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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 Jul 25 2025, 08:24 PM
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#1
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Junior Member
567 posts Joined: Mar 2011  
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Jul 25 2025, 11:48 PM
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#2
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567 posts Joined: Mar 2011
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QUOTE(Gabriel03 @ Jul 25 2025, 09:57 PM) seems high as it was 3.83 to 3.95 % before the OPR cut awaits for PBB.. others i dont bother bcz slash margin.have checked with other banks?  QUOTE(mushigen @ Jul 25 2025, 10:09 PM) Is this the final rate after appeal? If not, appeal. If yes, macam very high. How many banks did you apply for loan? after appeal.. applied 4 banks.. only affin + pbb fulfill the wanted amount. other 2 slash, so i dont proceed to see the offer.now wait for pbb offer if any.. possible to appeal 2nd time? |
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Jul 27 2025, 05:20 PM
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#3
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567 posts Joined: Mar 2011
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QUOTE(AtMostFear @ Jul 26 2025, 07:37 PM) Quite high. FYI I'm getting 3.55% ~RM600k 33years, from PBB, MBB & RHB before any appeal. once I get official offer letter from all, I will ask them to compete with one another. ahh i see.. may bcz they're the first one to offer. currently i have 1 house loan active, but buyer and I had already sign SPA, (redemption expected to be done by Dec2025).. so now I apply for next new house. is that the reason for higher rate? |
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Jul 27 2025, 09:25 PM
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#4
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567 posts Joined: Mar 2011
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QUOTE(ahkit123 @ Jul 27 2025, 08:16 PM) try RHB I did try.. but they mention cnfirm slash margin, so did not proceed/bother to see the offer. |
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