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> Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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Italia
post Dec 16 2017, 01:02 PM

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200k which bank have the best rate? biggrin.gif
Italia
post Dec 28 2017, 11:19 AM

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QUOTE(ngph988 @ Dec 16 2017, 10:33 PM)
Probably PBB, for rate of 4.22%, subject to scoring. Coming by Maybank, HLB and OCBC. In range for 4.28% - 4.4%.
Well, the rate will subject to your scoring. If you wish to have best rate, PBB will be the among the local banks. But the rate will need to attach MRTA.
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Any effort we can done to improve our scoring?
If working for 6 months only....

TQ
Italia
post Dec 28 2017, 11:23 AM

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QUOTE(lifebalance @ Dec 28 2017, 11:21 AM)
If you just started to work for 6 months, you may apply for a credit card to have a track record in your repayment history for atleast 6 months.

Do make sure your PTPTN is paid on time. if you already have an existing car loan, make sure it's paid promptly.

Do make sure not to overspent on your credit card though smile.gif
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Thanks! biggrin.gif
Italia
post Dec 28 2017, 02:40 PM

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QUOTE(ngph988 @ Dec 28 2017, 12:08 PM)
Any banking facilities at the moment? If not, you may apply credit card or car loan to boost your activity. Do make prompt payment and keep track for at least 3 months.

Alternatively, you may provide supporting document such as savings, FD, unit trust, shares and etc. This will help you add marks.
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Will apply credit card and provide other saving details

Thanks.

 

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