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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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Immortal_00
post Jun 16 2015, 12:18 PM

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hi, can we apply for the loan first then find a house to buy later? i'm planning to buy a second-hand house.
Immortal_00
post Jun 16 2015, 12:23 PM

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if 100% loan is approved, can we withdraw from EPF account 2 as well? pls advice, first time buyer here. thank you.
Immortal_00
post Jun 16 2015, 12:24 PM

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i'm referring to the skim rumah pertamaku 100% loan
Immortal_00
post Jun 16 2015, 12:47 PM

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noted, thank you
Immortal_00
post Jun 16 2015, 02:34 PM

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QUOTE(ims2628 @ Jun 16 2015, 02:29 PM)
Skim rumah pertamaku make sure you had met all the requirement

http://www.srp.com.my/en/criteria.html
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I have a joint housing loan with my dad and the house is under his name. I'm not paying anything for the house since my dad had rented it out. Can i still apply for this? I want to buy a new property but don't have downpayment.
Immortal_00
post Jun 17 2015, 07:19 AM

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QUOTE(zyde @ Jun 16 2015, 04:21 PM)
I dont think you eligible for skim rumah pertama. However, new property always offers attractive discount (up to 10% disc) equal to 100% loan smile.gif
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actually my plan was to buy a second house hand under my name. but i dont have down payment. i cant afford to buy new property at my area because its too expensive. now since im not eligible for skim rumah pertama, i have to think of other alternatives rclxub.gif
Immortal_00
post Jun 17 2015, 07:20 AM

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QUOTE(ims2628 @ Jun 16 2015, 04:25 PM)
cannot, skim rumah pertamaku only applicable for first home purchaser.
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noted, thank you
Immortal_00
post Jan 23 2017, 02:07 PM

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Hi situ, what to do if home loan is not approved?
Any advice? thanks
Immortal_00
post Jan 23 2017, 09:32 PM

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QUOTE(ngph988 @ Jan 23 2017, 04:28 PM)
That's why full flexi was invented for liquidity. Semi flexi will need time for bank to process withdrawal request.
RHB has the full flexi where no maintenance charges (RM10+GST) require. You may consider their facility and accessibility.
Have you check with your banker what was issue behind? Perhaps we can help you try to sort out your problem
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Sorry, I'm checking on behalf of my sis and her husband. They had problem with PTPTN payment, they settled some payment and reschedule loan. After that submitted loan application for housing but didn't go thru.
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