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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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IVL
post Oct 5 2016, 09:09 PM

Casual
***
Junior Member
372 posts

Joined: Nov 2012


Intended to know my max loan for PBB, UOB, RHB, MBB & HLB

Age : 25
Working experience : 1 year
gross salary : 5700

Commitments
Ptptn : 0 (full settlement via epf2 early this month)
Car : 220 (4th year paying)
Cc outstanding : 0 (2 cards, credit limits 15k/5.5k)

No FD, No UT

Buying first property of ~410k, 90% margin, best rates for my case?

Thanks

This post has been edited by IVL: Oct 5 2016, 09:15 PM
IVL
post Jul 21 2022, 08:16 PM

Casual
***
Junior Member
372 posts

Joined: Nov 2012


Hi all

First house - HDA residential 90% loan
Second house - HDA commercial serviced apartment 90% loan

If i go for third housing loan, max LTV 70%? Or can go up to 80%? I see many quote third “residential” properties

Thanks
IVL
post May 27 2024, 10:07 PM

Casual
***
Junior Member
372 posts

Joined: Nov 2012


Approved loan 3.85% with mrta (not full tenure) for <2mil loan
I guess 3.80% is not doable in any case

 

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