Here are the offers I got for a humble RM270k property 90% mortgage for my first property and first ever loan.
Islamic Package. Full MRTT. 35 years.

RHB 4.05%
Alliance 4%
MBB 3.65

Happy with the rate I got with MBB. Totally worth it for dealing with them all these years for my salaries, never late full CC payment, investments and buying crypto. Initially I thought they would never offer such low rate for islamic and 200k+ loan, targeting around 3.8%. Glad I’m wrong. RHB & Alliance unable to counter offer.