Hi, yesterday went to look see look see new project by MKH. End up...place a booking fee plus signing the SnP. Now looking for bank for the loan.
Ya, i signed the SnP on the spot to get another 1.5% discount.

House selling Price = Rm 669,000/=

(-) 8% on selling price
(-) 1.5% on Sign SnP on the spot
(-) 1% loan legal
Total discount = 10.5%
Free Legal

House Nett price = RM 598,775/=

So far Submitted Maybank and HL Bank.

Any bank to recommend??

Thanks in advance.

Ya..is true. But both bankers maybank n hl bank roughly calculated My income and commitment On the spot. According to them..should be ok. merge with my wife i come to be safe.

Hi, got a situation now. Need opinion

Sum borrowed = RM600,000
Years = 35 years

Bank A
90%, 33 years only
BR+0.46 = 4.5 (Br Rate 3.99)
Locking period = 3 years

Bank B
90%, 35 years
BR+1.3 = 4.5 (Br Rate 3.2)
Locking period = NIL

I'm actually not so familiar with all these but i might sell it off within 2 to 3 years. So, which one is the best??

Still waiting for Bank C offer.