Just applied loan with two bank, want know what the normal rate current market the bank will offer before accept the offer

For conventional flexi loan if we pay extra to principal can reduce the interest paid. But how about Islamic loan got this feature since Islamic don’t have interest earning

Anyone know what BICC and grace period profit for?

recently get offered by multiple bank also rate 3.90% with MRTT. Should nego with them lower rate like 3.80~3.85% or current market already is 3.90%?

I hope so. So rate 3.9 is good rate for current market

MBB islamic and pbb

MRTA include CI insurance?

Can we refinancing with same bank or others bank?

Anything I can do if I aldy told the bank cancel my application but already fews week they still no cancel and check ccris the records still there. The bank I already accepted keep chasing me cancel all others application.

Will bank send letter, email after disbursement first progressive interest?

anyone gt idea why public bank loan the outstanding amount will keep increase? But from history no showing all those transactions.

My auto debit at month end 30. But during that month the outstanding keep increase few bucks every week.