Hi all sifus,
Been offered by MBB semi flexi loan 3.30% 35years without MRTA. Is it agood deal? What is the best rate for the banks now?
Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
|
|
 May 20 2020, 12:26 AM
Return to original view | Post
#1
|
 
Junior Member
53 posts Joined: Jan 2018  
|
|
Quote|
|
|
|
|
May 21 2020, 07:56 PM
Return to original view | IPv6 | Post
#2
|
|
Junior Member
53 posts Joined: Jan 2018
|
QUOTE(apalexar @ May 20 2020, 09:10 AM) Average 3.2, still it depends on factors like loan amount, profile, etc. But my MBB banker said 3.3% is the lowest, and PBB said 3.22% lowest |
|
|
May 22 2020, 05:28 AM
Return to original view | Post
#3
|
|
Junior Member
53 posts Joined: Jan 2018
|
QUOTE(apalexar @ May 21 2020, 08:53 PM) How much is your loan amount? 370k |
|
|
Jul 22 2020, 05:57 PM
Return to original view | Post
#4
|
|
Junior Member
53 posts Joined: Jan 2018
|
Hi sifus, I'm still confuse on the loan payment scheme for the under construction property. Let say it is semi flexi loan with amount 400k 3.3% 35years, monthly payment RM1.6k. Understand that the bank will release the progressive payment follow the construction progress.
My question is when is the official 1st year of the loan? by the time first payment scheme being paid? or after the construction complete? Also can i pay extra (less than 1.6k but more than the monthly interest) before all loan amount pay to developer? Heard that we can only pay by follow the interest on that month or pay the full monthly installment 1.6k |
| Change to: |  0.0393sec
 0.52
 7 queries
 GZIP Disabled
Time is now: 5th December 2025 - 08:36 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.