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Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)
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-Aktan-
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 Aug 8 2015, 11:54 AM
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QUOTE(megahertz @ Aug 6 2015, 12:12 PM) hi guys, can u guys share wat current rate of loan nowadays ? last year i got 4.3% for 300k total loan. this year i got 5.25% for 150K total loan. i know the rate will be higher if the loan amount is smaller, but i think the rate is quite high. Wah. 4.3 for 300k.. Even director can't approve at my place.. |
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-Aktan-
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Aug 9 2015, 10:14 AM
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QUOTE(megahertz @ Aug 9 2015, 09:29 AM) 4.3 for 300k with mrta, this rate i got before the BLR increase and change to BR. after BLR increase, now it increase to 4.55%. fyi, this is my 1st housing loan and 2nd loan. my 1st loan is asb, so i dont hv much commitment. this year i want to buy another house. but offered 5.25% for 150k, which i think very high. this is from cimb. other bank still pending approval. Got it. Good deal. 5.25 for 150k quite high, should be able to get 4.75% -4.85% no prob. QUOTE(Cherry16 @ Aug 9 2015, 09:43 AM) What is the best rate for 700k without MRTA in the market? 4.45%? By the way, any disadvantage that I should know on Islamic HL? Tempted on the 20% discount on Stamp Duty. Was informed no disadvantage. Can early settle with rebate given. ^^^ can early settle with rebate given. Do you mean no locked-in? Yes. Because Islamic teaching encourage early settlement. But if you settle early and expect some discount.. I don't think so.... This post has been edited by -Aktan-: Aug 9 2015, 10:15 AM |
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