QUOTE(stereobiru @ Jul 25 2017, 09:28 PM)
hi.. just for asking. Anyone here have apply for BSN youth Housing Scheme? Is it this loan good compare to other loan under skim rumah pertamaku in other bank offer? Thank
I don't really do any BSN loan but
Interest Rate
» Pricing range between BR+0.60% up to BR+3.00% subject to customer’s profile and property location.
» For loan amount of RM350,000 and above with 30 years of loan tenure and no lock-in period, the indicative
interest rate is BR + 0.80%*. (applicable for NZEC package only).
» Current BSN Base Rate (BR) is 3.95% (with effect from 21st July 2016).
the rate is about 4.55% on the lowest.
However they do aid on the financing
» The Government is also to aid monthly instalments of RM200 per month that will be credited to
customer’s financing account for a period of 2 years, from the date of first disbursement to the
developer / vendor.
In terms of rate, maybe it's on a high side, but with the help on 2 years financing, that might ease you a burden a little.
You can apply for other bank's first housing scheme to compare the overall package though.