There will be no insider news as eventually it's transparent to everyone if any

Just wait la.. now banks are reacting to it and definitely won't be immediate..

May I know for purchase of 2nd house, epf withdrawal is not allowed right? Just to reaffirm

Still not allowed unless you have already sold your 1st house.

Hi.

I really need advice on what bank to choose for my housing loan. I already got offer from three banks. Only Bank A is flexi. Interest rate, Bank B said they are fixed, others floating. However, Bank B did said they still depends on Bank Negara. Please help me to choose, Sifus. Thanks in advance.

Bank A

- facility amount : RM462,870
- legal fees : RM9,400
- valuation report fees : RM1,300
- MRTT RM13,747
- Locked Period: None
- total financing amount : RM487,317
- tenure : 35 thn
- rate 3.35%
- monthly installment : RM1,972

Bank B

- MRTT: RM23,871.31 (30 years)
- Locked period: None
- Financing: RM482,871
- Tenure: 35 years
- Rate-3.35% (fixed)
- Installment: RM1,954

Bank C

- Loan: 462800
- Mrtt: 12600
- Legal fees: 10739
- Financing: 486139
- Rate: 3.35%
- Tenure: 35 tahun
- Installment: 1967.15

Seems like B is the most tempting choice. Since im looking for loan also, can you PM me the bank?

Haven't seen banks offering fixed rate unless you opt for AIA or MBSB. Correct me if I'm wrong.
About 700k i guess? Do you have any supporting document/bonuses to boost your income?
Hmm, let me guess. HLB or RHB?

ya ya, seems too good to be true tbh. i think there must be a misunderstanding somewhere, never saw a deal this good

only 2 possibilities, AIA Loan or Government Loan.

If it's coming from a bank, I highly doubt it

Yeah, need to re-adjust to keep up with the low interest rate in the market lol

I checked with AIA agent 2 days ago. They quoted 4.59%.