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 Mortgage Loan Package Inquiries, (Strictly NO Promotion Allowed)

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Human Nature
post Aug 15 2023, 03:23 PM

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This post has been edited by Human Nature: Aug 15 2023, 03:27 PM
Human Nature
post Aug 29 2023, 12:31 PM

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For those having loan with PBB, do you need to do standing instruction for the monthly payment or it is auto-debit from your savings account? TQ
Human Nature
post Sep 1 2023, 12:53 PM

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QUOTE(vinceleo @ Aug 29 2023, 12:57 PM)
Auto-debit will be set-up upon disbursement to ease the repayment
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Hi, do you recall what time exactly will they auto-debit from the savings account? My due is today but still no auto-debit. Thanks
Human Nature
post Mar 16 2025, 08:52 AM

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My daily interest with PBB loan decreases yesterday and today. Anyone know what could be the reason?
Human Nature
post Mar 16 2025, 05:11 PM

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QUOTE(koja6049 @ Mar 16 2025, 04:16 PM)
need more details, decrease in percentage or amount?
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The amount yesterday and today is consistent, but not much la, less than RM5
Human Nature
post Mar 16 2025, 08:30 PM

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QUOTE(koja6049 @ Mar 16 2025, 08:20 PM)
If it's amount, then it is normal, since your loan is reducing. Also, I don't think you can see daily interest? Supposed to be monthly.
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I can see the total amount at PBe daily, so I just minus previous day total to get the daily interest. It has been consistent for each monthly cycle, plus minus 1 cents. Anyway, not that i am complaining haha
Human Nature
post Aug 8 2025, 09:19 AM

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For those with Public Bank housing loan, has the bank adjusted your monthly payment due to the change in OPR?
Human Nature
post Aug 21 2025, 12:36 PM

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QUOTE(Human Nature @ Aug 8 2025, 09:19 AM)
For those with Public Bank housing loan, has the bank adjusted your monthly payment due to the change in OPR?
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Finally received PBB / PIBB Notice of Revision of Monthly Instalment Amount

Very suprised that the instalment amount is reduced by slightly over 25% too. I thought just few ringgits.

With effect from 01/10/25 and existing loan tenure remains unchanged

This post has been edited by Human Nature: Aug 21 2025, 12:37 PM
Human Nature
post Aug 21 2025, 08:50 PM

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QUOTE(ahkit123 @ Aug 21 2025, 05:40 PM)
RM0 RHB: Effective 05Sep25, instalment for loan/financing acc will be RM due to SBR/SBRI/BR/BRI/BLR/BFR change. Info @rhbgroup.com/s/SAT
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What is the % reduction by RHB? 25% too?

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