Hi fren
If anyone got contact person for me
i would like to apply of Overdraft pledge with my property
which banks offered this facility?
Tq in advanced
Regards.

i had tried to refinance but the bank very strict now
so i decide to try this facility since i need cash
any ideas fren?
tq

Hellos - complete property greenhorn here. I am looking to buy my first, not sure where yet, but would like to know how much loan i can get with monthly gross of 7.8k? No debt whatsoever.

Thanks 

Thanks, I'll be 33 this year.

Hello expert,

I wonder how much is base rate charged currently if i decided to apply islamic finance to purchase auction house?

Although I did not understood what the table about but it is clearly diff bank have diff Base Rate

So only after loans get approved we can appeal for better loan rate..usually how should the customer do in order to improve their chance to get their appeal approved?

And usually for what reason?

I need people who got company that can issue payslip to me n can pas employment checking. Do u have any outsourcing that do this?

Pm me tq

Loan amount plan to apply = 100k
Housing loan

Great! Thanks for the info.

Anyone know where I can compare the interest rates online?

Thanks. That's a good overall view. Will help me decide.

Another thing, I normally pay my car loan alternate months coz lazy visit bank and sometimes forget to pay my credit card. How bad will this affect the loan approval?

Hi,

Would like to get some opinion on choosing which bank homeloan.

If BR % + spread % = Effective homeloan %, eg.
A Bank = 4% + 0.5% = 4.5%
B Bank = 3.8% + 0.7% = 4.5%

I understand that BR% may fluctuate, but spread% is fixed throughout the lifetime of loan. If A and B bank all have same Effective home, which should you choose given that both effective rates are the same?

Thanks in advance...

hi all, im first time buying a house...
plan to buy a second hand houses but may i know is there any bank offer 100% loan ?

I need advise, i plan to buy 950k house. Will pay 10% deposit.
Still under construction.
Salary of mine is MYR14.3k per month.
I have pawn my gold which total 24K.
Question is, I want to know will loan approve for this case?

How about PTPTN?
I seldom to pay my PTPTN and after last month decided to buy house, I started to pay my PTPTN 
I graduated in 2009 and I've checked through PTPTN website and my name is still clean.

So, how PTPTN affect our CCRIS?

thanks for the infor but the T&C below disqualified me....event joint also got limit to RM5000 per applicant.
-Single applicant gross income not exceeding RM5,000/month and joint applicants gross income not exceeding RM10,000/month (based on gross maximum income of RM5,000/month per applicant)

any other way to get the 10% d/p?

u from which bank? i heard some bank offer renovation or personal contingency loan and the rate is not fix rate as personal loan and the max tenure is 10 years. can apply this to cover the 10% d/p?

guys wanna get some opinion,

currently i have a housing loan @ RM909 per month with outstanding balance of RM100k with house value of RM500k

im interested to purchase a RM500k property, issit wise to refinance the current house and settle the RM100k and pay the remaining RM400k to the new house? The remaining balance will be settle via cash and EPF,

possible to go this way? i got no other loan

thanks

can I ask how public bank house loan work?

I got offered by public bank, but just a normal home loan, non flexi.

If I insist to change to flexi, current offer will be voided and need to re-submit and wait again.

Also been told, flexi in public bank, only 50% of the money in current account will be used to deduct interest. one of the forumer does mentioned once that pbb flexi required RM10K to be parked in the account and will not use to deduct interest.

If this the case, other bank that offer flexi are way better than public bank.

Now im thinking should I ask them to re-submit agan for flexi or not.

Anyone can advice?