If i plan to settle my housing loan when i reach 60 y/o.. Is it better for me to take mrtt insurans up until my age 60?

Example my age now is 30 y/o and i plan to settle housing loan at age 60.. So i just take insurans coverage for 30 yrs only but my housing loan tenure is 35 yrs.

Help! help...

I ady booked one unit of "Project A" few weeks ago and loan just recently being approved (still pending with my acceptance). This seems appeared in my CCRIS already.

But now heart itchy and wanted to change to "Project B", and haven't make cancellation  "Project A". Can I just proceed to book "Project B" and apply for new loan without the cancellation letter? What will happen? To get special discount, I need to sign the SPA and Loan within a month! Else all gone.

hi may i know whats the consequences if i submitted my loan application to two banks and gt rejected. Do i need to wait sometime in order to apply loan for next property? Most probably i wil apply to the same bank. Will they reject again even if my income is qualify for the next property's loan? TIA

Hey all.. Just a random sharing. No offense ya.
Sometimes, it is not only we need to consider how much we could loan.  We also need to consider how much of installment we could afford to pay monthly.

Cheers

Any chances I can know how flexi loan being calculate? I got 641k loan. If I got 100k in there, how much my monthly repayment will be? As far I know, maximum 35 years loan will need me pay ~3k monthly. Is that true?

I have housing loans with these 2 banks. But using BLR.
Is BLR increased same % as BR too?

aiyo. was pending the PBB LO. suddenly change BR.

pfft. now delay few days to sign LO.

Hi, I would like to know if I already submit my resignation letter, and I have 2 months more to leave. Will bank still approve my mortgage loan? I am applied after resign

Nett salary RM4k can get up to how much loan?

Approached a bank to enquire about home loan. Was told that now, they could only offer up to 80% home loan for KL property due to supply more than demand.

Hence, I am wondering if other banks have the same guideline / standard...

hi sifu, usually if banker informed that loan is approved, can we demand to see letter of offer or just can verbally/email ask the details? then only we decide which bank to go for the loan?

I would like to know the best rate offer for commecial title property - REVO bukit jalil, please pm the best offer detail.

Dear sifus,

What is the fastest time for a home loan to be approved? What can be done to speed up the process?

And, after the loan has been approved, can we get confirmation via email from the bank, etc to sign the SPA? In the case of an outstation applicant.

Do we need to accept the house loan offer prior signing SPA or can we sign SPA first then only accept the house loan offer?

public bank offer 4.75 but i can take mrpa (rm3k++)

Hong leong offer 4.7 but i mus take mrta ( 13k)

i actually looking at mlta.

which should i take ?

ps. high interest coz ptptn issue

PA covers only for personal accident, it should not replace your MRTA / MLTA in anyways. What if your death wasn't caused by an accident ?

Each insurance has its function, don't confused them as a replacement for the proper coverage otherwise you're in for a long headache in the future.

I plan to refinance my RM300k loan. Assuming my DSR/CCRIS scoring is perfect, what is the best rate possible I can get currently? How about rate for RM500k?

Is this the thread to ask about new car loans?

let say if CI*B offer me 900k can i get more in R*B or other bank ?

any agent here? i looking at housing loan RM700K
kindly pm me. tqvm