Wah still cannot get champion spammer.

8 years ago rate should be around 2.2?

Anyone here before the 97 crisis?

Cheaper alternative for Mac Book Air - Chromebook, 1/3 the price.

12 days are very generous already. MOM only compulsory 7 days, and if you are expat with 5 digits income they don't even cover you so you are left to mercy of your company. Working culture depends on industries and companies, generally MNC has better benefits. Try ask those in the big accounting MNC see how long their leaves for CNY though. For banks, they have 28 days annual leave and HR will come harass you October November if you have too many leaves not cleared.

Wanted to change some pocket money for year end trip but snaking queues in Arcade during lunch hours. All these rich people bringing few millions savings go and change. So pro can know now is the peak.

Big boss no need queue. His minions queue for him one.

Consider the difference in exchange rate for both banks too if you really want to be precise.

Suddenly everyone become expert reading and writing all those reports.

Did you go convert all your RM to SGD and wait for CNY 2.70 to reverse the flow? That would be around 2% returns for 2-3 months period, not bad you know.

5k is above MOM median pay leh. Better off than half already. You want "apa lagi kamu mau?" appear in Strait Times?

Regulations must have. So tempted to do big bucks insider trade hmm if I can walk free easily. Cut cost also good. Wonder how they willing to pay tens of thousands for ppl to just sit in office, 28 days of leave and 4.5 days week.

I would just decrease your salary, based on your "non-performance" noted recently, and continue to pay you "new basic salary + cpf contribution" which is equal to your old basic salary without cpf contribution. Perfectly ok. Lu tak suka, lu keluar, the boss said. MOM can't tell me how to evaluate my own employee based on my company policy.

Or just take it as your old salary already include the cpf topup for non-residents, for a happier life, which is why they deduct it away and put it to your real cpf. Maybe the way they write their original contract is not so clear.

The clause come with "without sufficient cause" at the back, to protect both parties. Imagine a pregnant lady switch off months before maternity leave because she thinks the company won't sack her due fear of MOM investigation. It is always easy to find fault here and there. Say, you reading and posting in forum early on during working hours should be sufficient reason for non-performance behaviour to deduct your pay.

Can buy good class bungalow leh people tycoon.

SG policy always merit come first. If they want to follow what Malaysia is doing, colour come first, there is no point converting. My sis enrolled to Hwa Chong JC, scholarship, PR. I enrolled in NUS, scholarship, PR. If your kids are average and need the privilege of citizenship to secure them a good school, they might face what the average locals are facing now, much worse when the white paper of 6.9mil is fully executed and the coming 10mil population some suggesting.

Some pros I can think of as citizens are the cheaper housing if you need it, cheaper education and healthcare, all of which can be offset by money.

Cons, if your kids don't perform, they join the local herd, with 1 less choice of migrating back to Malaysia.

Malaysian citizenship in exchange for a place in good primary school . My dark red passport worth only pink red's passport primary school seat . Xmas sale ah? I thought need at least few hundred k sgd saving only people will give up the big country for a small one.

Anyway, your kids' and their future you decide yourself.

Common leh. There is also a bunch of SG people migrated overseas and criticizing SG. They do that to strengthen their decision to migrate is perfectly right lo, by tell themselves or others the original country is lousy over and over again, so they won't have a moment of regret if things don't happen the way they want now. Syukur masih better than old times.

Both the room and furniture rental goes into the rental income, rental income will be taxed at personal income tax rate so they are the same. The only thing the owner can do, is to say they "rent" the furniture from some company, hence they can declare it as expenses which is deductible in rental income. But 1.5k furniture for a 500 room I think is too obvious.

You own HDB and you don't know HDB rules? That is the first few agreement to sign.

Rental income goes to personal income tax. Property has its own property tax based on the annual value which is the market value, not your own rent. Never pay any property tax so far?

Rental income under personal income = pay personal income tax. Assume income is the major factor ICA look at for renewal of REP.

Other way is CEO cum CFO cum COO cum CXO of crazykid pte ltd, turnover 100mil, but overhead 99.97mil, just pay minimum tax for 30k. Pay another few hundred to find ppl make your account look good good. Or join some companies as sleeping director, each month receive some salary by parking your name there.

Can use Ir. Jit if not in Malaysia? Same thing for doctors, they need countries' MOH to recognize them so they can practice locally or else they become Mr. Jit when travel?

Little India your best bet.

Yes yes, please send your CV to hr@hugebank.com.sg for my screening before it is brought up to our CEO deodorant for interviewing.

All these Malaysians. Yeah really a lot... But to be frank. They're everywhere. SMEs, any MNCs, any type of civil services... Even authorities/ministries also hire them. They're really virtually everywhere. Just not much into atas career, more towards skilled PMET jobs like engineers/finance worker.