i believe he said longer better bcoz if longer tenure it creates lower repayment instalment monthly
u can pay more or same at diff timing and if pay more can also shorten your instalment tenure eventually. mortgage loan is based on BR of balance amount which different from hire purchase car loan which is fixed interest determined in the beginning.
if shorter tenure, u have to commit with high instalment all times, unless u confirm the instalment wont be a burden when u meet short term financial crisis, then a shorter tenure will be better as u pay less total accumulated interest to bank.

This post has been edited by lysiew: May 9 2018, 06:24 PM