Unless there's a financial situation that warrants it, the revision of monthly installment must be at least 3 months apart should there be changes to BR, be it up or down. Borrower can still choose to retain the existing installment by writing in to the bank. Whether that'll be adverse to the customer in terms of credit score, ccris is still undetermined if customer chose not to accept higher installment.

Since this is still new and there's no expected change to the costs, banks are expected to retain the current BR until at least end of the year.