Interest changing to BLR + 0% and higher?, Starting from 1 January 2015
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 Jan 5 2015, 11:38 PM
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#1
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Junior Member
32 posts Joined: Jan 2006 
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All sifu , i have question i am actually planning for refinance my current loan was BLR -2.2
After this BR implement , i really get confused . Do you think this BR will it benefit for refinance ? |
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Jan 6 2015, 11:43 PM
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#2
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Junior Member
32 posts Joined: Jan 2006
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QUOTE(Jasoncat @ Jan 6 2015, 01:29 PM) The table below (taken from Maybank IB Research) give you a clear idea based on the indicative effective lending rate under BR framework what the corresponding negative spread is taken from the BLR. Thanks this framework explain better   |
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Jan 6 2015, 11:54 PM
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#3
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Junior Member
32 posts Joined: Jan 2006
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which one is better with low BR rate but high spread (BR +) or high BR rate with low spread (BR+) ? If both bank is offer the same BLR 4.45
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