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 Interest changing to BLR + 0% and higher?, Starting from 1 January 2015

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StefanieHo
post Jan 7 2015, 10:29 AM

New Member
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Junior Member
48 posts

Joined: May 2012
From: Kuala Lumpur
QUOTE(eeor83 @ Jan 6 2015, 11:54 PM)
which one is better with low BR rate but high spread (BR +) or high BR rate with low spread (BR+) ? If both bank is offer the same BLR 4.45
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1. 3.20% + 1.25%
2. 4.00% + 0.45%
I heard that 2. wil be better.. coz the BR rate may change time to time. +1.25% or 0.45% wil be fixed during loan tenure

 

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