Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Interest changing to BLR + 0% and higher?, Starting from 1 January 2015

views
     
Hunakadoo
post Dec 30 2014, 03:35 PM

Call me Gold Man !
*******
Senior Member
2,494 posts

Joined: Feb 2009
From: Kuala Lumpur Dataran Merdeka



Just met UOB agent , and been inform 2/1/2015 all bank will change BLR rate -> BR rate
and he do counted already .
for a property RM500k loan equally you need to bear more RM140++ if BLR -> BR .

so , i would say xxxx up already now

This post has been edited by Hunakadoo: Dec 30 2014, 04:20 PM
Hunakadoo
post Dec 30 2014, 03:53 PM

Call me Gold Man !
*******
Senior Member
2,494 posts

Joined: Feb 2009
From: Kuala Lumpur Dataran Merdeka



QUOTE(wild_card_my @ Dec 30 2014, 03:49 PM)
Thanks for sharing. No news form my side of banks yet.
But I dont quite get what you said, it means for the same loan amount you need to pay RM140/month more when we start using BR? That's... not very nice :|
*
i myself are not banker , so i concern only the final amount i pay ,

this UOB bank agent he do calculation for me , upon a RM500k loan amount . and monthly will be around RM2320/month for now .
so after BR implement , it could be around RM2460/month

for those who sign SnP before BR implement , they'll still follow BLR while not BR .

so for new buyer on 2015 , you're ready to xxx up now . sigh , GST + BR doh.gif
Hunakadoo
post Dec 31 2014, 12:01 PM

Call me Gold Man !
*******
Senior Member
2,494 posts

Joined: Feb 2009
From: Kuala Lumpur Dataran Merdeka



QUOTE(stormaker @ Dec 31 2014, 11:58 AM)
But according to BNM, after BR introduced, BLR will change as frequent as BR too.

[i][/i]
*
depends on Loan Agreement from bank , usually bank will protect themselve with ** subjective to bank change ** etc terms & conditions . hahaha
end up we,as a end user we'll have to suffer for the cost

 

Change to:
| Lo-Fi Version
0.0271sec    0.62    7 queries    GZIP Disabled
Time is now: 27th November 2025 - 11:13 PM