One can also flip the value around, say, base game is RM50.25 and all DLC is RM15.41, does that mean that we can buy your "second" copy of base game at RM83.75 - RM50.25 - RM15.41 (you keep your DLC's) = RM20.09 RM18.09?



You want people to share you also don't so cheapskate la, cheapskate has its limit also

This post has been edited by polarzbearz: Dec 29 2014, 06:40 PM

Have: Monte, Silver, Zippy
Want: Blase, Clementine, Sage, Sparkles

Trade trade

My Steam profile

This post has been edited by polarzbearz: Dec 30 2014, 11:41 AM

Use trade offer

You Need a Budget 4 (YNAB) @ 75% off, RM25 only

Highly recommend this budgeting software

Loved it much better than my old method of using android app + excel spreadsheets (too much manual works).

Ouch. Steam Sales Rule #1: Only buy game if it's either on Community Deals, Flash Deal, or Daily Deal

Not the first time, it's been on 75% off on quite a few major sales: http://www.steamgamesales.com/p5NcR/you-need-a-budget-4

If you bought it, you can use it on: Steam, or Stand-alone copy downloaded from their website.

To obtain cd-key, just obtain it from ur steam version and paste it to activate your stand alone copy (detailed instructions @ their support website). there is no bundle, android/ios version is FREE.

you can use this license for EVERYONE in your household - your spouse, parents, children, siblings, etc

Very worth it especially if you want to be financially aware, or are looking for alternatives to your existing financial apps/spreadsheet system.

Just to further clarify on this, you don't really "have an account" with them. After buying, you get a CD Key which is retrievable from Steam, which you can activate on as many copy as you wish (of own household only).

For dropbox, you're not using their account either. You'll be using your existing dropbox (or create a new dropbox account, which does not belong to YNAB in any way).

Can la, at least it'll help you to save a few bucks here and there, enough to cover the conversion loss

This post has been edited by polarzbearz: Dec 31 2014, 04:28 PM

Haha

You definitely should

I've been tracking my expenses since last year through other means (some android App with Export features + excel spreadsheet), and accidentally bumped into YNAB last month.

Immediately fell in love with YNAB as it actually combines whatever I am doing manually into a single application (also comes with mobile app). Here's my full review if you want.

Actually should thank memphiz_zero88 also, was hesitating but he successfully poisoned me to get onboard

This post has been edited by polarzbearz: Dec 31 2014, 07:52 PM

Very useful . My reply below.

December Damage Report (both the pre-sales and Winter sales)

Tomb Raider GOTY Edition (Asia) @ RM14.59
You Need A Budget 4 (Pre-Sale Holiday Auction) @ RM18.53
City of Motion (Pre-Sale Holiday Auction) @ RM3.90
Microsoft Flight Simulator X: Steam Edition @ RM9.4
TOTAL: RM46.42
Still within my RM50 budget

As mentioned by memphiz_zero88; the mobile apps is free, it's like an app complementing the desktop app, allowing you to capture transactions on the go.

And in case if you dislike showing others that you are "playing YNAB @ steam", what you can do is, after installing the Steam version for the first time, obtain the CD key from Help > About > Copy CD Key. Download their standalone app from their website and activate it using this key

No probs

Yes, you can. In fact, you can have multiple instances running on the Standalone Edition. here's how

An example here (sensitive details hidden): http://imgur.com/uwjCUuO

The Steam version is the main version I'm using now (previously standalone trial version);

whereby the Standalone 1 as its name implies; my testing / play ground. But hardly use it anymore, only used it when I was doing mass-importation of my 1 year++ worth of data from another app to YNAB (not recommended to import historical data, but I prefer it that way );

and Standalone 2 is the YNAB i set up for my household (partner), still trying to get her onboard though