I got 00000124 like u mentioned.
My frequency is 100 x 45 multiplier ..
I think i will just add more vcore to solve the problem. Only way right ?
Is it the only voltage setting i gotta do ?
By the way i m using z97 ranger mobo.

What should i do with the cache ratio ? And its voltage setting ?

alright, i think i am stable at 1.23 . thx q for opinion 
i m using air cooler , temp can keep below 75c (during afternoon
what is adaptive ? got difference ? do u need to do the same as u ? i only adjust vcore and multiplier ...
thx