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 New Honda City 2014 v04, *ID/Grade/Color/Location@State

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epsilon_chinwk86
post Mar 6 2015, 03:59 PM

On my way
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Senior Member
603 posts

Joined: Apr 2005
From: lulzland


urrrggg feeling kinda down.

My loan application for City seems to be having some problem. The dude called and said my commitment too high since my name is in the housing loan although Im not the one paying. A little good news is that he use 2 names to calculate and I am sending him a document that says there is 3 name inside the loan application.

Hope all works well and I can join the family biggrin.gif
epsilon_chinwk86
post Mar 6 2015, 04:13 PM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(ericlaiys @ Mar 6 2015, 04:09 PM)
lesson learn, dont put name on loan (which not belong to you). It will make your loan application difficult to approve and some bank will limit $$$ of borrowing and increase loan interest as you will consider as high risk on loan defaulter.
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yeah well the house does belong to 3 person which includes me. That time gotta include my name into the loan application as my dad is too old for loan by their standard sweat.gif

epsilon_chinwk86
post Mar 7 2015, 08:02 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(Taeng9389 @ Mar 6 2015, 04:54 PM)
which bank, had my name (and my father's) in a housing loan too, applied for hire purchase in the same bank, pass with no problem at all
PBB
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Kuwait Finance House. 2.45% hopefully
epsilon_chinwk86
post Mar 11 2015, 04:21 PM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


Loan just apporved. 63k only out of 69k. Guess 69 is bad number huh brows.gif brows.gif sweat.gif sweat.gif

Total price 81k after rebate. Old car trade in 13.5k, still gotta topup 4.5k

This post has been edited by epsilon_chinwk86: Mar 11 2015, 04:21 PM
epsilon_chinwk86
post Mar 13 2015, 10:32 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


Damnit JPJ system down cannot register my car sad.gif
epsilon_chinwk86
post Mar 13 2015, 11:23 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(xxx2 @ Mar 13 2015, 11:13 AM)
Hi guys,

Want to ask , what is the interest rate , you guys got ? For those recently approved one.. would like to know what the average... biggrin.gif
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2.5% 9 years. just approve this week
epsilon_chinwk86
post Mar 13 2015, 11:28 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(xxx2 @ Mar 13 2015, 11:25 AM)
Bro .. what bank is that?

Mine 2.69% 9 Years , 15% Deposit....

But..
Loan Approved and Deposit ready .... No car ... i really wtf...  Loan and deposit ready but no car... sad.gif
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Kuwait Finance House. 23% Deposit. Going to get my car either this afternoon or tomorrow. Booking last Thursday
epsilon_chinwk86
post Mar 13 2015, 11:33 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(xxx2 @ Mar 13 2015, 11:29 AM)
Wow...
23% deposit.. no wonder...

My booking time same as u

What color you are getting? Which spec u getting?
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Not that I want pay that much also. They reduce my loan amount so have to put in extra 5k.....

Metallic steel E spec. Today receive car also susah le. Just after heavy rain damn dirty la car later...
epsilon_chinwk86
post Mar 13 2015, 11:40 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(xxx2 @ Mar 13 2015, 11:34 AM)
Wow...

That color is out of stock.... i also book for that car...

Does yr agent still have?? Can give me the contact...?
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Im in Kuching, Sarawak bro...... And thats the last unit here also. I went into the stockyard as well biggrin.gif
epsilon_chinwk86
post Mar 16 2015, 08:11 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(tachlio @ Nov 23 2014, 03:46 PM)
Owner list

*ID/Grade/Color/Location@State

» Click to show Spoiler - click again to hide... «

Summary
S            : 1
S+          : 3
E            : 52
V            : 75

Blue                    :19
Modern Steel        :49
White                  :37
Black                  :17
Silver                  :9
Please help include me in the list bro. Finally joining this club. just got mine last saturday

epsilon_chinwk86/ E spec/Modern Steel Metallic/Kuching, Sarawak


Definitely a great ride compared to my old 11 years Kelisa. biggrin.gif No complains at all. Well probably just one. Not so much confidence yet when performing illegal U turns coz the car is longer than Kelisa (which is superb for illegal U turns especially tongue.gif)

epsilon_chinwk86
post Mar 17 2015, 08:20 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


QUOTE(don^don @ Mar 16 2015, 09:48 PM)
congrats bro! can gimme a free ride?  icon_rolleyes.gif
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lel i noticed u stalking this thread quite often. U got / getting one too? hehe
epsilon_chinwk86
post Apr 8 2015, 09:09 AM

On my way
****
Senior Member
603 posts

Joined: Apr 2005
From: lulzland


Is there any correct way to change from D to S gear? Like do I step on brake and slow down then shift or can I shift when my foot still on accelerator or do I need to release accelerator then shift?

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