So far
all expenses around RM50K, considering remarkable as i bought a land for 35K and 15K for container works

so... i have nothing to worried anymore about housing as I am making 5 years personal loan.

no hutang until pencen etc, 5 years settle hopefully

the land is 2400 kaki persegi luasnya

2 terrace house size

heres my plan

to build a house will cost minimum 100K for nowadays
it is almost impossible i can afford that amount of money and commitment to pay

so i use this method
short term plan for long term ease

means, buy land 1st, 35K, but loan 50K
so use extra 15k for container to live for 5 years until loan 5 years finished

after 5 years, make another loan 50-100K for another 5 or 10 years to build a proper house if that's what we wanted lah, else buy more container after 5 years and make it better

hence, maximum loan years is 5 or 10 years
i am downsizing my need but aiming for bigger life
means, i dont want to live life worried about loan, uncertainties

just work hard for few years and later enjoy the time for our golden time (aging)

my pov lah, u dont have to follow mine, i seek no judgement as i dont ask people to follow mine

yup, thats how i will do it on top of the container, an 8 feet roofing using zink and maybe use coconut leaves to cover the zink, noisy ******* when it rains