At the end of the day, when gst implemented and petrol price floated, u will have to eat selipar rice.

Just cant admit you can't even pay the loan of 2.2k per month?like that how to pay loan next year? Eat selipar rice is bear bear only choice.

Let me do the math for you. You said you are earning 3700 1 year ago. Now, lets say you are getting 4k gross. Means about 3400( minus socso and tax). U wanna get 500k property with 2.2k per month, it means only

Rm1200 per month for car loan,monthly rental,petrol,food,date with female bear bear . Rm 40 per day. Can you do that? What side income? Selling your butt?

At the end. Only need to eat selipar rice to buy a property. 500k property also can barely make it. Still wanna curse 700k property. So busuk hati?

Struggle more.. cant change what is coming next year

ur logic really good.  Guess your wife run the show.. besure to setvice your wife good good.. din owals belakang.. depan.. ky jelly.. you sendiri founded it..

zuiko is wife sapu king.. so becareful..

but it is a fact more than 10k.. portion comes from my rental proceeds and my claims..and some other income like doing case for other during weekend

I thought jolokia say 200k also no use? the half portion belongs to my gf

u kill me alos I wont buy there... I wound rather choose older apartments without facilities and same price or higher also wont choose there..

below 10k more than 6k ... post GST wont be long really unlucky, have to buy

damm this dude , very good in assuming..assume larr, one of my account
you wanan test also can one... which month you and how much , you want new CCRIS or not?

If you checl the ccris.. the cards swipe are sufficient

Like in gold thread, as the herd dont listen to alternative opinion, I am here to study the herd behaviour.

Given property price crash is inevitable, prefer to wait for foreclosure sale.

cc swiping amount to subprime? they approved wor.. loans how? not subprime? both approving system are from the same banks right?

can stop making up stories like showtime? I only ask for 10-20% discount... from asking price, dun get mixed with Tigerr mentality ok, 10-20% from original purchase price..

“The monthly wage distribution from EPF shows that in 2013, one-third, or 2.1 million, active members earn less than RM1,000, slightly more than three-quarters (76.8%) earn less than RM3,000, and about 90% earn less than RM5,000 a month.

“Among ethnic groups, about 57% of non-Malay Bumiputera and 55% of Malays have no financial assets, with the figure for the Chinese and Indians at 45% and 44% respectively,” read the report which was released in Kuala Lumpur yesterday. - See

Citing figures from the Household Income Survey (HIS), the report also noted that nearly 90% and 86% of the rural and urban households, respectively, had no savings, while the majority of households at 88% had zero earnings from their savings.
http://www.themalaysianinsider.com/malaysi...h.0z2XXkgX.dpuf

Means many house buyers are over stretched.

Those who hope cash rich buyers to rescue a depressed market will be utterly disappointed.

Bro Bear :

1. Parklane - Low Cost Apartment - purchaser no brainer.
2. Rubbish Area- Semenyih - purchaser are purchase rubbish,

Cloud Tree - High class area - perfect choice for BearBear. 

I still bet BearBear no biji to buy Cloud tree

He always look down on those late 20 , I think he in mid 30 la...but if he late 30 I reAlly