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Credit Cards UOB Credit Cards v3

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smartinvestor01
post Feb 26 2015, 03:24 PM

Saving and Investing for Retirement (The SIR Concept)
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From: Sarawak
I calculated my cash rebates for this month, only 2.5%..

Wa lao, if the total monthly spending of about RM150 per month, I only get about RM45 at the end of the 12 months..

I had firmly decided to terminate my card because the rebate not even enough for me to cover my GST..

Haiz.. no choice..
smartinvestor01
post Jul 29 2015, 04:27 PM

Saving and Investing for Retirement (The SIR Concept)
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Senior Member
1,423 posts

Joined: Aug 2010
From: Sarawak
QUOTE(chinth @ Jul 23 2015, 10:54 AM)
Hi,

Is requirement for UOB One Credit Cards Annual Fee Waiver for Classic : Need to swipe total 60 times still applicable ?  Or just call for waive with condition ?

Thanks.
*
RM10,000 spending using UOB Credit Card for waiver.. I am counting down to terminate my UOB CC..
smartinvestor01
post Jul 30 2015, 10:54 AM

Saving and Investing for Retirement (The SIR Concept)
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Senior Member
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From: Sarawak
QUOTE(karcity @ Jul 29 2015, 08:42 PM)
Never heard of spending RM 10,000 can get AF waiver. It is not written in the term and condition either.
*
Well, that was based on the previous conversation between me and the CS..
smartinvestor01
post Jul 30 2015, 10:56 AM

Saving and Investing for Retirement (The SIR Concept)
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QUOTE(karcity @ Jul 30 2015, 06:26 AM)
To be honest, the UOB bank even wrote me an email stating that they are not able to waive the annual fee due to bank policy. For those who are able to waive, congra to you guys. For those haven't waive, be careful . Yes. The bank is right. There is no term and condition stating that AF is waivable. It is only us who are hoping it can be waive as some of us here successful to waive. Once they charge you and refuse to waive, there is no return.
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I will terminate the card before they even charge me the annual fee..

After they charged the annual fee, it is then up to them to charge or waive me.. I will not let that happen.. nod.gif
smartinvestor01
post Jul 30 2015, 10:58 AM

Saving and Investing for Retirement (The SIR Concept)
******
Senior Member
1,423 posts

Joined: Aug 2010
From: Sarawak
QUOTE(chiahau @ Jul 30 2015, 10:56 AM)
Actually, waiver is given based on bank's discretion right?

So, some CS may say 10k, some say this and that.

End of the day, if you don't want to pay the AF, cut the card.

Reapply next 6 months or so and free 2 years again tongue.gif
*
Ya, i think this is a good idea, i should have thought about that..

Should be no problem, right?
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