just wanna ask, there's no need for me to keep my old statements right?

got a bunch of them, thinking to throw if not important.

I just Keep My e-statements with the YES (Year End Statement) Up to 6 Months Only & Throw Off All the Rest...

This post has been edited by fly126: Jan 12 2015, 10:27 PM

Time to change to other banks....

then i keep 3 months, the rest throw la. but i don't remember receiving any YES, is it only for those with e-statements?

66300

the YES I got Paper punyai for 2012
E-Statement or the Physical one, Err... I think Banks are Compulsory to sent Us, punyai...

This post has been edited by fly126: Jan 13 2015, 11:00 AM

I was wondering what if I got the card but never activate it. Will it affect me in any way? Hmm

you still need to pay the rm50 gst, otherwise, interest will be charged.

Yes. It'll still appear in your CCRIS record.

never received YES before from any banks, but it's ok, cancelling this card anyway.

Is there any period of time I need to cancel the card? or I can do it anytime I want? Hmm

no, you can cancel anytime you want.
unless you applied during promo (for free gift or free cash), then you need to check the t&c, otherwise you may not get your free gift or free cash, if you cancel too early.

As long as there's no outstanding, can cancel anytime.

so meaning when the card approved, the RM50 is charged, regardless I activate or not. with that said, i can cancel anytime i want, just that i have to pay the RM50? assuming i never use

yes

RM50 is charged for new card, regardless you activated it or not.

There are proven records that if you never use the card after the GST is charged, you can cancel it without having to pay anything.

it is possible to reduce my credit limit via call to uob customer service?
want apply another credit card so can easy to get approved

U can request to reduce the credit limit

But, reduce credit limit for existing credti card will have better chance to get new credit card application get approve?

Hi guys, I've been using the UOB one card for a year now. I've never done any installment before. I called the bank they said the rate is 3% for 12 months installment. So I would like to clarify that the 3 % is one time charges and on top of the amount of my purchase, it'll be spilt to 12 months right?