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 i got 1 million of debt, what shall i do?, debt& financial planning

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max_cavalera
post Dec 7 2014, 10:56 AM

rebirth
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Senior Member
5,614 posts

Joined: Jun 2006
From: Cyberjaya, Shah Alam, Ipoh



QUOTE(genkimaru @ Nov 27 2014, 10:38 AM)
your commitment exceed 90% of your total income ? yawn.gif
how do you get approval from bank with such over commitment ....
*
You know lah this high income people with private banking tag with any certain banks....

they will cry, ran amok, throw tantrums, threat the banks to give them the loans in spite of processing credit officer already detect very high risk to loan to them....

They will file a complaint to complaint department, bank negara, why their loan cant approve eventhough they dont have any blacklist...bank say your commitment high 80-90% of your nett pay already still cant accept.... laugh.gif

eventually bank give approval oso lah but charge a bit higher interest....

im in tiger bank the pat 6 years and seen enough of this High nett worth people abusing their privileged... rclxub.gif

 

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