i already had insurance. nowaday insurance is a must.

If can pull through this.. Will be millionair and possible with rental income

There's no such thing as crisis to begin with, more on price adjustments, don't abuse the term "crisis" without reasons.
To call a crisis to be a crisis when the following condition are met :
1. government declare bankruptcy
2. 95% of the blue chip companies price dropped below their IPO, like Maybank IPO was rm2, now still maintaining at rm9, so still far far way to go.
3. about 200 people sued bankruptcies every day.
4. Shopping malls have nobody walking even on public holidays.
5. property price dropped 50% from its original selling price.

2007-2008 nothing happen what?
So is nothing. There's only something when CEO have no salary.

I will only accept a "crisis" as crisis when the employees need to eat grass for lunch, having party in streets or travel to outstation for meeting using bicycle.