Split the 50k. 25k into 1st house as advance payment.. 1 year no need to worry about the loan repayment. Another 25k. Dump 15k into personal loan. Few months no need worry about payment. Left 10k. Dump this into car loan as advance payment or 2nd house loan. Like this, it ll flex your monthly commitment n u have surpluses of salaries on hand in which u can accumulate another bag of cash or savings after 6 months later n think what to do with the new savings. Still have epf to pay house no. 1 later if cash flow is tight. This is what I ll do.

Yalor.....ask A. Get answer for B. He already mentioned he has strong holding power....n many thinks he is in financial trouble.

Trying to find ladder to come down from the stage n want to u turn. But got face problem...

50k may be not enough oh......