Nov 10 2014, 09:50 PM
QUOTE(homosapien8888 @ Nov 10 2014, 06:52 PM)
car is a new car, cannot sell
house no1 is landed house, buying for capital appreciation, not selling unless bankrupt.
rental sure not good.my wife dont let me rent out as she dont want any1 to damage he house. Currently i m staying with my family. i m leaving the houseno 1 empty
personal loan 3.13% per annum? if that's the case, don't pay them back cause that's lower than FD rate of above 4% house no1 is landed house, buying for capital appreciation, not selling unless bankrupt.
rental sure not good.my wife dont let me rent out as she dont want any1 to damage he house. Currently i m staying with my family. i m leaving the houseno 1 empty
use the 50k as downpayment for a subsale property around <RM300k for rental play. If cannot get loan already, refinance house no.1 for extra cash flow.
if those are not to your taste, I think the most viable option is change wife.
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