I will reply you here.
1. Open CIMB Sg account.
https://ringgitfreedom.com/banking/opening-...for-malaysians/
2. Open interactive broker account one you are able to login to CIMB SG account.
https://www.interactivebrokers.com/en/home.php
3. Enable trading permission for UK market
4. Open up Sunway money account
https://sunwaymoney.com/
5. Use Sunway money to transfer RM to SGD into your CIMB Sg bank account
6. Use FAST transfer to send money to IBKR SGD bank account using CIMB sg.
7. Convert into the currency you want Interactive broker
8. Buy Ireland based S&P500 ETF off London Stock Exchange.
Why Ireland etf and not US  based etf?
Go for Ireland based etf cause you save 15% on dividend tax vs 30% if you buy US based ETF directly.
If you want to go for options down the road, go with US based ETF namely SPY.
More info kindly read this post and the ringgit freedom blog.

Avoid lifebalance steps or recommendation for ETF. Not cost effective and lousy. Use the above steps. Anything you can ask here or ask in
Interactive broker thread
Or
https://t.me/sgIBKRcommunity

Unlike him who don't want you to talk about ETF investing, I am all ears if you want to ask about EFF investing

This.

I laughed when I read the reply. So much for being a independent financial advisor/planner.

And yes he reported me for pointing out what he posted. That guy damn fast kecik hati. Can't even take simple criticism.

U are talking out of your ass too.

Thwre are some decent bursa etfs. I do invest in them. I also buy SG, HK and US etfs.

Just note that UUP is an ETF that invests in DXY Futures, so u wont get any dividends.

And you can get a double whammy if USD weakens further.

Eg from peak USD in Oct last year, UUP has dropped  abt 10% in USD terms. Meaning in MYR terms u would have lost nearly 20% from October.

But of course, if USD strenghtens, u get double the benefit.

Bro Xander, firstly thank you...but your post meaning? I only see UUP, ...whats the ETF for weighted currencies?

Thanks all Sifus, i shall endeavour to become more self reliant...i have strong bias against machines.

Moral of the story stick with trusted name like vanguard and iShares.

Hi guys, looking for alternate options for vti + vxus + bnd . Aiming To reduce withholding tax . Any recommendations?

Thanks for reply. Would VWRA a better choice than VWRD as VWRA is accumulating etf?

The majority of the largest worldwide currencies may be tracked using currency ETFs. The following are the top ten currency ETFs by assets under management (AUM) as of January 2021: Euro Currency Trust Invesco CurrencyShares® (FXE) Bullish US Dollar Index Invesco DB Fund (UUP)

Found an article stated that 86% VWRD + 14% WSML = VT. Then no need  VXUS anymore.

this like that buy gold but use dxy chart you reply to... hahaha... cant brain some ppl... but at least this is better lah is related... hahaha

Sad...now only I know tiger didn't trade in lse

Dear all,

It's weird that I can't seem to find SWRD from google finance anymore?

SWRD as in "SPDR® MSCI World ETF SWRD" here is the link from morning star

https://www.morningstar.com/etfs/xlon/swrd/quote

Anyone know what's happening? thanks.

A question to ask:

If, say Vanguard gone busted, will all our investment in VOO gone busted as well?

I have no idea how you find your Australian account. You can fund IBKR directly using your Australian account.

To bring money back, try their fintech. They have lots of fintech there. If all else fail, use wise but make sure it's open under Australia if possible and not Malaysia cause wise is kinda of restricted by Malaysian govt laws.