Like to learn more on ETF before I jump in. Reading a book ETF For Dummies. Interesting and informative book. Eg
* value vs growth ETF
* USA vs foreign ETF (most people will go for USA ETF but the author sees better and growing returns for overseas ETF).
* etc

I know the best way to learn is actually try it with my wallet. But before that, I would like to get my basic foundation in place first.

Appreciate your recommendation on the best book you have read on ETF.

Many thanks.

Just signed up with Ameritrade Spore. Shocked at the long winded registration process. Ha. Still not 100% completed as I have some paper doc to send to them. Can this be done via scanned doc by email instead of posting or fax?

Any other good cost effective ETF broker I can try? Pity that we can't use Vanguard.

Thanks.

Interested to get into ETF. Doing some study.

Checked the withholding tax on dividend with USA, from the doc from our LHDN, it says dividend withholding tax is NIL. See below.

http://www.hasil.gov.my/pdf/pdfam/DoubleTa...eementRates.pdf



Maybe something I overlooked?

What is meant by "limited agreements" in the table?

Thanks.

P/S For the Ireland brokers, can someone share the broker names you are using and whether you have received dividends from the ETF, how much is taxed? Thanks.

This post has been edited by plumberly: Nov 18 2018, 03:00 PM

Noted and thanks.

Now I think I got it. Just look for ETF created/run by companies in Ireland, like below:



Your 1st page this ETF thread is very good. You mentioned Ameritrade as your broker. Now using IB? In what areas is IB better?

Thanks.

I think AT still has the fee free EPF from what I read last week (not any ETF you like but the selected 300 ETF). I don't like the general impression I get so far from reading these USA brokers' web infor. Said A but they meant B. Have to be careful in reading their docs. Eg 300 free fee EPF is not really the case, stated somewhere else that need to buy x amount to qualify and also must be within x weeks after opening ac. Also, one page says account deposit of US$x k while another page says US$0! First impression is indeed misleading!

This is contrary to the impression I have on the USA as a highly developed country with everything in near perfect order. Ha.

Back to ETF topic.

As a rookie in ETF, going through the learning steps. Appreciate your help (and other friends here as well). Compiling my learning points and I plan to share it here so that other beginners will have an easier time to get walking and then running on ETF.



Please PM me pointers and I will compile them in a decision flowchart for sharing later.

Many thanks.

P/S On expense ratio, is that set for the life of the fund or can that be changed later?

PP/S Question on ETF dividends. Say ETF AA has companies X, Y & Z which give dividends of 1, 2 & 3 million for ETF AA.

(1) ETF AA will then distribute the 1+2+3 million dividends to the ETF AA shareholders?

(2) Can ETF AA itself give dividend (not from companies X, Y & Z)?

(3) If ETF AA allows dividend reinvestment, this will be after the 30% dividend tax deduction?

(4) Say I terminate this ETF AA after 10 years, any fees I should be aware of? Capital gain tax, sell fee, etc?

Good point on reading the correct Asian web site rather the American version.

Gathering dust? Not really, must be overflowing with dividends and capital in the accounts!

Look forward to your reply.

Cheerio.

ETF baby here. Why buy more ETF now when the economy is so volatile? One day up, next day down, one week up, next week down.

Don't time the market?

Yes, with volatile market now, I still prefer to stay put, wait and see.

For my learning, why convert RM to US and then to Euro? Why not RM to Euro straight?

They don't accept RM? Has to be in US?

Surprised to learn some months ago that when you use credit card overseas, say you buy A in France, the card will charge the Euro X in US Y and later convert that US Y to RM Z.

Crazy system. One way to globally increase the demand for US $! Should do without that artificial demand for US$.

Thanks.

By "accident" when looking at something else, noted that FSM also deals in ETF.

Any one using FSM for ETF? Appreciate your view.

One major concern (for me) is when you buy, the ETF will be under FSM name and not yours. Just that FSM will record it as that ETF belongs to you. Yes, under trustee etc, but I have my concerns.

Cheerio.

Saw this ETF heat map today.

Basically in the about to be more RED phase, in my biased view. Ha.

Look at the bottom right for the color indication.

Consider these 2 extremes:

ALL GREEN = all ETF are returning at 3+%

ALL RED = all ETF are returning at -3%

What is indicated in the heat map now is ......

Still have not ventured into ETF. Concise and useful infor for me to start with.

Cheerio.