Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybank Islamic MasterCard Ikhwan Platinum/Gold, Another Fantastic 5% Cash Back Card
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 Sep 7 2015, 04:50 PM
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#1
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Senior Member
611 posts Joined: Sep 2014  
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Ikhwan platinum reporting in.
 Went to gardens just now at 1 pm, applied without any documents, got the card at around 330. I have no maybank CC before, and salary credited to maybank. Anyhow, what would be the ideal statement date for you guys? What else should I do other than register for ebilling, etc? |
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Sep 8 2015, 11:38 AM
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#2
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(sj0217 @ Sep 8 2015, 12:15 AM) Submit SMS alert to be RM1 Good advice bro,thanks!   What date you set for your statement date? |
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Nov 1 2015, 05:49 PM
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#3
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Senior Member
611 posts Joined: Sep 2014
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Anyone has gotten the cash back for October spending? I can't see it yet. We should already see it by now right?
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Nov 1 2015, 06:29 PM
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#4
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(eddievh @ Nov 1 2015, 06:03 PM) Tomorrow 8am if you see there is last payment amout on your M2U that is your CB amount. Thanks for your reply. Thought is every first day of the following month? Last time I can see it posted on 1st of September. |
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Nov 2 2015, 10:48 AM
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#5
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(eddievh @ Nov 2 2015, 09:30 AM) So, get any CB or not ? Yep, got it.:-D |
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Nov 2 2015, 08:12 PM
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#6
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Senior Member
611 posts Joined: Sep 2014
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Let's say my statement balance is Rm200, and I get cash back Rm5 so my credit card balance now is Rm195. Which amount should I pay comes the due date?
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Nov 2 2015, 08:16 PM
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#7
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(David83 @ Nov 2 2015, 08:13 PM) RM 195 Hmm. Someone replied previously if I'm not mistaken, that we should always pay the statement bill amount. Wonder which one is true. |
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Nov 2 2015, 09:51 PM
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#8
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(David83 @ Nov 2 2015, 08:26 PM) Which amount do you pay normal? I usually pay the statement balance since this question always come to my mind and just to be on the safe side.Statement balance or statement balance minus cash rebate? Similar concept right? |
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Nov 2 2015, 09:53 PM
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#9
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(Lord_Penguin @ Nov 2 2015, 09:17 PM) I don't see any reason why you can't pay the new balance. My normal practice is to pay after deduction of cash rebate (both M2Cards and Ikhwan), the Outstanding Balance will immediately turn ZERO, what interest can MBB charge with ZERO balance? So the cycle for the interest charging follows your outstanding rather than the statement balance you mean? |
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Nov 2 2015, 10:46 PM
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#10
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Senior Member
611 posts Joined: Sep 2014
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QUOTE(eddievh @ Nov 2 2015, 10:16 PM) Just curious, when is your statement date ? Mine every 8th of the month. My statement date is 31st every month. |
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